Privacy Policy and Data Protection
Our Privacy Commitment
pavinlyrararia Financial Planning Services is committed to protecting your privacy and handling your personal information responsibly and transparently.
This Privacy Policy explains how we collect, use, store, and protect your personal information in accordance with Australian privacy laws.
Information We Collect
We collect the following types of personal information:
- Contact details including name, email address, phone number, and mailing address
- Financial information relevant to providing consultation services
- Communication records including emails, phone calls, and consultation notes
- Website usage data and technical information about your device and browsing behavior
How We Use Your Information
We use your personal information for the following purposes:
- To provide financial consultation services and respond to your inquiries
- To communicate with you about our services and your subscription
- To improve our website functionality and user experience
- To comply with legal obligations and regulatory requirements
Legal Basis for Processing
We process your personal information based on the following legal grounds:
We process your data on the basis of consent and legitimate interest.: Consent / Legitimate Interest
Your consent for marketing communications and our legitimate interest in providing financial services and improving our business operations.
Data Sharing and Disclosure
We may share your information in the following limited circumstances:
- With service providers who assist in delivering our services, subject to confidentiality agreements
- When required by law or to comply with regulatory requirements
- To protect our rights, property, or safety, or that of our clients or others
Data Security Measures
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encryption, secure servers, and regular security assessments.
Your Privacy Rights
Under Australian privacy law, you have the following rights:
- Access to your personal information and details about how we process it
- Correction of inaccurate or incomplete personal information
- Deletion of your personal information in certain circumstances
- Portability of your data in a structured, commonly used format
- Objection to processing of your information for direct marketing purposes
Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your browsing experience and understand how you use our website.
For detailed information about our cookie practices, please refer to our Cookie Policy. Cookie Policy
Data Retention
We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes. Financial consultation records are typically retained for seven years in accordance with regulatory requirements.
Children's Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18 without parental consent.
Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the updated policy on our website.
Last updated on:: August 31, 2025
Privacy Contact Information
If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact our Privacy Officer using the details provided in our contact section.